Offering financing options through Klarna can increase orders by 30% and average spend by 34%*. Our built-in integration makes it easy to seamlessly offer Klarna credit solutions at checkout.
Shoppers can sign up for an open line of credit (US), the ability to pay after delivery (Germany) or both (UK). They apply in just three steps and receive a credit decision within seconds — and it all happens without leaving your site.
Klarna removes the risk involved with offering credit and pay-later options by assuming all responsibility for the transaction, ensuring you get paid with no chargebacks.
Klarna’s algorithm provides an extra layer of protection if you use Klarna Checkout for processing credit cards, with processing rates of just 2.9%.