Our built-in integration with PayPal powered by Braintree lets you easily accept credit and debit cards, offer PayPal, and even extend credit to your customers through your online store.
We have built-in credit and debit card processing with pre-negotiated special rates that decrease as your business grows — to as low as 2.2% + $0.30 per transaction.2
You can also offer PayPal with no extra effort, making it easier to buy for the more than 210 million consumers who use PayPal to transact in 100 currencies3 around the world.
The improved PayPal Express Checkout experience with OneTouch turns a multi-screen checkout into an express lane on most devices — smartphone, tablet or desktop. Customers can bypass guest checkouts to avoid entering billing and shipping information.
We've pre-negotiated special credit and debit card processing rates with PayPal. Your rates will decrease as your business grows, to as low as 2.2% + $0.30 per transaction.2 Through Braintree, you can also enable Apple Pay and Visa Checkout, as well as accept payments right on Facebook, Pinterest, and Instagram [coming soon].
Optimize your existing checkout experience by adding the speed and convenience of PayPal Express Checkout.
Express Checkout offers the convenience and security of PayPal, can be set up in minutes and can turn more shoppers into buyers.
Adding PayPal Express Checkout to your app, web and mobile sites can help improve checkout conversion.
Customers can bypass guest checkout pages to avoid entering billing and shipping information.
When shoppers can pay over time they tend to buy more, and more often. PayPal Credit helps drive higher average order values (AOV) by giving your customers the flexibility to pay for their purchases over time.4
Merchants can see up to 68% larger transaction sizes5 when customers use PayPal Credit, with larger retailers experiencing a 21% lift in AOV.6
Provide customers with an instant credit line at the point of sale. Why? 40% of online shoppers said they spend more money when PayPal Credit is available.7
PayPal Credit is free to offer and advertise to your customers at no extra charge.8 And even though your customers pay over time, rest easy knowing that PayPal pays you upfront.
The easy online application and, if approved, funding can take just minutes.
No time-consuming check of your financial history – your loan is primarily based on your PayPal account history.
You pay no periodic interest. Instead you pay one affordable, fixed fee that you know about upfront.
Repay your loan with a share of your sales so that managing your cash flow is easier. (Minimum payment required10.)
1Merchants can get paid in more than 100 currencies, withdraw funds to their bank accounts in 57 currencies and hold balances in their PayPal accounts in 26 currencies.
2Pricing terms: The processing fee for debit and credit cards begins at 2.9% + $0.30 per transaction for all BigCommerce plans. Based on the plan you choose or are upgraded to, you may be eligible for that plan’s published processing rate. To receive the published rate, you must 1) be a United States based business, 2) complete the PayPal powered by Braintree application process and 3) be approved for a PayPal powered by Braintree account. Your account will then be updated to reflect the new rate, and a notification email will be sent to you with the updated rate. Per the date on the notification email, all transactions on and after that date will be processed and charged by that published rate.
3As reported in Nielsen's Online Panel research for activity occurring from July – November 2015, which compared PayPal transactions to non-PayPal transactions on sites that offer PayPal as a payment option. Nielsen measured 125,000 households' online behavior across 10 SMB merchants. Copyright 2016 Nielsen.
4PayPal Credit is subject to credit approval.
5As reported in Nielsen’s PayPal Credit Average Order Value Study for activity occurring from April 2015 to March 2016 (small merchants) and October 2015 to March 2016 (midsize merchants), which compared PayPal Credit transactions to credit and debit card transactions on websites that offer PayPal Credit as a payment option or within the PayPal Wallet. Nielsen measured 284890 transactions across 27 mid and small merchants.
6Forrester Total Economic Impact (TEI) Study of PayPal & PayPal Credit, Sept 2014. Forrester used its in-depth framework to conduct a thorough financial analysis of the impact of PayPal products to 4-6 large enterprise merchants web and mobile sites over a 3-year period.
7comScore customer survey fielded in January 2016, n=3,010 online shoppers.
8You pay your normal transaction fee per transaction just like any other PayPal transaction made with a credit or debit card.
9PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 90 days and process between $15,000 (or for premier accounts, $20,000) and $20 million within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.
10 Minimum payment required every 90 days. See Terms and Conditions for details.