As one of the most trusted payment providers, PayPal helps grow your business.1

Consumers are nearly 3 times more likely to complete their purchase when PayPal is available at checkout. Offer more payment options with a secure, all-in-one payments solution for your BigCommerce store. With the latest PayPal Checkout, your customers can pay with PayPal, Venmo, Pay Later options and credit & debit cards, on any device – all with one seamless checkout experience.

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Turn browsers into buyers with Pay Later.

There’s no additional cost to your business.

PayPal Pay Later options include Pay in 4 and Pay Monthly2 and allow customers to pay over time while you get paid up front — at no additional cost to your business. And since 81% of consumers decide which payment method to use before they get to checkout3, adding dynamic Pay Later messaging can help you increase conversions4, boost average order values (AOV)5, and encourage customers to buy more6 — and more often.7

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Pay in 4

4 interest-free payments over 6 weeks on purchases up to $1,500.

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Pay Monthly

6, 12, or 24 monthly installments on purchases up to $10,000.

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Customers automatically see the most relevant Pay Later while they shop


What Pay Later can mean for your bottom line.

#1

PayPal is the most trusted brand across buy now, pay later (BNPL) providers.8

74%

Of BNPL users say that seeing a BNPL message while shopping encouraged them to complete a purchase.9

80%

Of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more.10

79%

Of Millenial and GenZ BNPL users are more likely to shop at a merchant again if offered a BNPL option.11


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Let them Venmo

Venmo is already part of PayPal Checkout – at no additional cost. Gain appeal to venmo customers who are active spenders12 with more spending power.13 And help bring more visibility to your business with a payment method customers can easily share.

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70M+ users prefer to pay with Venmo14
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Popular with Millennials and Gen Z shoppers
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Venmo can increase the repeat purchases by 19%15

Help convert more customers with PayPal – one of the world’s most trusted brands.

Give your customers the peace of mind that comes with the PayPal logo. More than half of consumers say they place more trust in businesses that accept PayPal. In fact, 69% of PayPal users feel more secure shopping at a merchant that accepts PayPal.16

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20+

years of experience

200+

markets around the globe

100+

different currencies


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PayPal helps you protect your business with fraud protection.

With 1 billion monthly transactions17 and the intelligence from our global network of buyers and sellers, our fraud detection tools only get smarter.


Help build your business with PayPal Working Capital.

Access funding in minutes.

Get access to the funds your business needs.18 Just fill out a simple online application and, if approved, you could get your funding in minutes.

Flexible payments with no periodic interest.

Repay your loan with a share of your PayPal sales19 so that managing your cash flow is easier. Also, you won’t pay periodic interest. Instead, you’ll pay one affordable, fixed fee that you know about when you apply.

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Disclaimers:

1. Morning Consult - The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.

2. About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee. Pay Monthly is subject to consumer credit approval. 9.99-29.99% APR based on the customer’s creditworthiness. PayPal, Inc.: RI Loan Broker Licensee. The lender for Pay Monthly is WebBank.

3. 81% of Millenial and Gen Z BNPL users decide which payment method to use before checkout. TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among Millenial & Gen ZBNPL users (ages 18-40), US (n=282), UK (n=303), DE (n=342), AU (n=447), FR (n=255)).

4. 62% of BNPL users say that seeing a buy now, pay later message while shopping encouraged them to complete a purchase. TRC online survey commissioned by PayPal in April 2021 involving 5,000 consumers ages 18+ across US, UK, DE, FR, AU (among BNPL users, US (n=282), UK (n=303), DE (n=342), AU (n=447), FR (n=255)).

5. PayPal’s Buy Now, Pay Later is boosting merchant’s conversion rates and increasing cart sizes by 39%. PayPal Q2 Earnings-2021.

6. 80% of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, N=357).

7. 74% of BNPL users are more likely to shop at a merchant again if they offer a buy now, pay later option. TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282)

8. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n=357)

9. TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282).

10. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n= 357)

11. TRC online survey commissioned by PayPal in April 2021 involving 1,000 US consumers ages 18+ (among Millenial & Gen Z BNPL users (ages 18-40), n=214).

12. Focus Vision, Commissioned by PayPal. October 2020. The Venmo Behavior Study explores valuable insights for merchants to consider to reach a broader audience including 2,217 Venmo customers’ financial habits, purchasing behaviors and perceptions of Venmo as a payments tool.

13. Statista Global Consumer Survey as on July 2020. The target population are internet users in U.S. between 18 and 64 years of age.

14. Q1 2021 PayPal Quarterly Results reported May 5, 2021.

15. Kelton Research, commissioned by PayPal, survey of 2,115 adult Americans, June 2018.

16. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among PayPal users, N=682).

17. PayPal internal data, 2020.

18. The lender for PayPal Working Capital is WebBank, Member FDIC. See PayPal Working Capital Terms and Conditions for details. Subject to eligibility and credit approval, as determined by the lender WebBank, Member FDIC. To apply for PayPal Working Capital, a business must have a PayPal business or premier account for at least 90 days and process $15,000 (or for premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months.

19. Minimum payment required every 90 days. See Terms and Conditions for details.

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