Easy access to credit for shoppers
In just three steps, US-Shoppers can apply for an open line of credit at checkout and receive a decision in seconds—all without leaving your site.
Klarna removes the risk involved with offering credit and pay-later options by assuming all responsibility for the transaction, ensuring you get paid with no chargebacks.
Built-in fraud protection
Klarna’s algorithm provides an extra layer of protection if you use Klarna Checkout for processing credit cards, with processing rates of just 2.9%.