Accept online payments with your choice of providers

The best selection, the best rates, no penalties

BigCommerce offers a wide range of payment options to help you transact globally, increase mobile conversion and grow average order value — all at the industry’s best rates. We give you the power to choose the solutions that work best for your business with no unnecessary transaction fees.

Hero Features Payments

Freedom of choice, without penalties

BigCommerce doesn’t lock you into proprietary payment gateways or one-size-fits-all solutions. Instead, we let you use your provider of choice with no additional transaction fees or penalties. We’ve built native integrations with the best payment platforms in the industry, including PayPal powered by Braintree, Square, Adyen, Stripe, and CyberSource.

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Competitive rates that decrease as you grow

We've pre-negotiated special credit and debit card processing rates with PayPal to help you reduce costs. As you grow, your rates will get lower — down to 2.2% + $0.30 per transaction.*

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Accept credit cards and PayPal with a click

PayPal powered by Braintree is the most sophisticated payment platform on the market, used by high-volume services like Uber and Airbnb. It takes just a click to turn it on and start accepting payments through both PayPal and major credit cards like Visa, MasterCard, Discover and American Express — all backed by PayPal’s advanced anti-fraud features. Offering PayPal can increase sales by up to 17%.

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Grow mobile conversion with digital wallets

BigCommerce offers built-in integrations with the world’s most popular digital wallets, including PayPal, Amazon Pay, Masterpass and Apple Pay. You can easily add a digital wallet to your store and allow shoppers to quickly check out using details stored with trusted third parties, which can significantly improve your mobile conversion.

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Hero Payments Screenshot
I’ve shopped everywhere and I can’t get down to the rates offered through BigCommerce’s PayPal powered by Braintree payments. Those rates can easily pay for what your store costs.John McCann, Spectrum Audio

Increase purchasing power with consumer financing options

To help you grow sales, we’ve built in solutions that let you offer shoppers alternative payment options like financing, invoicing and installment payments at checkout. Offering consumer financing alone can increase average order value by 15% and incremental orders by 30%1.

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Decrease fraud and chargebacks

BigCommerce includes multiple layers of protection to help shield you from fraudulent purchases, lost revenue and chargeback fees. Our native payment integrations like PayPal, Klarna and Amazon Pay include built-in fraud tools. We also integrate with Signifyd, which offers guaranteed fraud management by reviewing every order placed on your store.

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Add card-on-file and recurring payments functionality

To meet the payment needs of different business models while maintaining PCI compliance, we’ve partnered with leading solutions for card-on-file transactions, order subscriptions and recurring billing, including Rebillia, MINIBC and PayWhirl.

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Accept payments from around the world

Transact in any currency using global payment providers like PayPal powered by Braintree, 2Checkout, Worldpay, Stripe, Vantiv, and Chase. Our integration with Adyen lets you offer more than 250 payment methods based on location. 

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*Pricing terms: BigCommerce supports a wide range of payment providers. To qualify for special PayPal powered by Braintree rates, here’s what you need to do. The processing fee for debit and credit cards begins at 2.9% + $0.30 per transaction for all BigCommerce plans. Based on the plan you choose or are upgraded to, you may be eligible for that plan’s published processing rate. To receive the published rate, you must 1) be a United States based business, 2) complete the PayPal powered by Braintree application process and 3) be approved for a PayPal powered by Braintree account. Your account will then be updated to reflect the new rate, and a notification email will be sent to you with the updated rate. Per the date on the notification email, all transactions on and after that date will be processed and charged by that published rate.

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