About the App

POS financing, installments and BNPL for BigCommerce. ChargeAfter is a market-leading consumer financing platform that connects retailers and lenders to offer consumers personalized Point of Sale Financing options during shopping and at checkout from multiple lenders.

Through our growing network of global lenders, BigCommerce retailers can approve up to 85% of consumer financing applications in real-time.

One platform, multiple lenders. One application, 85% approvals!

  • Online, In-store and Call center

  • 10+ lenders

  • Prime lenders (For shoppers with great to good credit)

  • Near prime lenders (For shoppers with OK to average credit)

  • Subprime lenders "Lease to Own" (For shoppers that have little, to no credit or even bad credit)

  • BNPL "Pay in 4"

  • 0% APR deferred interest

  • 6-60 Month installments

  • Revolving lines of credit

  • Visa installments

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Pricing

Upfront Fee:

$0

Recurring Fee:

$0/mo.

Information

Last Updated:

May 26, 2022

This app may not be fully compatible with multi-location. Please get in touch with the technical partner for further details.

Documentation:

Installation GuideUser Guide
Contact Partner

Pricing

Upfront Fee:

$0

Recurring Fee:

$0/mo.

Information

Last Updated:

May 26, 2022

This app may not be fully compatible with multi-location. Please get in touch with the technical partner for further details.

Documentation:

Installation GuideUser Guide
Contact Partner

App Features

Access every consumer financing product you need in one platform - 85% approvals

One platform, multiple lenders. One application, 85% approvals!

  • 30+ lenders

  • Prime lenders

  • Near prime lenders

  • Tertiary "Lease to Own" subprime lenders

  • Pay in 4 "BNPL"

  • 0% APR installments

  • 6-60 Month installments

  • Revolving lines of credit

  • Lease to own

  • Visa installments

Full reporting

When you work with ChargeAfter you received full reporting and an interactive dashboard for all of your post sale management:

  • Application started rate

  • Application submitted rate

  • Approval rate

  • Take rate

  • Analytics by lender

  • Full post sale actions that include:

  • Settle

  • Partial settle

  • Void

  • Refund

  • Partial refund

  • Manual charge

  • Daily reports

  • Matching & reconciliation

  • Funding report

Case Studies

Abes of Maine Case Study

Learn how Abes of Maine using ChargeAfter's Point of Sale Financing was able to increase site-wide revenue by 22%, boost their AOV by 30% and even earn an extra 5% margin in just 6 months by offering their shoppers consumer financing at the checkout from multiple lenders.

ChargeAfter enabled Abes of Maine to offer accessible financing options such as 0% APR, open lines of credit and even "buy now, pay later" installments across their sites and to all their consumers. Integrating with ChargeAfter enabled Abes of Maine to approve up to 85% of all financing applications.

"Just like today where a mobile eCommerce site is a requirement to conduct business online, so is point of sale checkout financing. Simply put, financing is the next wave of credit!" – TJ Cohen, CEO Abes of Maine

Read their story

42nd Street Photo Case Study

Learn how 42nd Street Photo using ChargeAfter's Point of Sale Financing was able to increase site-wide sales by 20%, boost their AOV by 40% and approve 70% of all financing applications over 90 days by offering their shoppers consumer financing at the checkout from multiple lenders.

Using the embedded "as low as" widget, 42nd Street Photo displays clear and easy to understand pricing options across the site and in the cart. ChargeAfter's seamless 3-step application process keeps consumers on-site without any needless or confusing redirections while offering up to 85% approval rates on applications.

"42nd street photo strives to be at the forefront of technology and innovation. Payments are at thecore of every business. It's our duty to ensure our shoppers have the personalized options that theyneed to complete their purchases" – Elliot Braha, CEO 42nd Street Photo

Read their story

Customer Reviews

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