We exist to give the Shooting, Hunting, Outdoor & Tactical industry the same financial tools that every other major retail category already has. We are the first payment infrastructure designed from the ground up for the SHOT industry. No workarounds, no restrictions, and no compromises. We offer payment option varieties such as layaway and buy now, pay later for higher risk industries.
5% of transaction
October 22, 2026
This app may not be fully compatible with multi-storefront. Please get in touch with the Technology Partner for further details.
Layaway
Shoppers put 25% down at checkout and pay the balance over six weeks. You hold the item until it's paid in full, so you carry zero credit risk. ShotPay collects every payment automatically, and your team never chases one. Mainstream payment providers walked away from the Shooting, Hunting, Outdoor and Tactical industry. ShotPay was built for it, by people in it. App Features
Layaway at checkout: 25% down, then three payments two weeks apart. Orders up to $6,000.
Zero credit risk: nothing ships or transfers until the final payment clears.
No credit check: say yes to the buyers other payment options turn away.
Made for your busiest seasons: hunting openers, Black Friday, pre-orders, and custom builds.
One dashboard: every plan, payment, and order in your ShotPay merchant account.
Gives back: $1 from every completed plan goes to veteran, conservation, and Second Amendment nonprofits. ShotPay pays it, not you.
Buy Now, Pay Later (BNPL)
- Allows merchants to adopt our BNPL feature so that customers may purchase items from the merchant's website after integrating with ShotPay! ShotPay BNPL lets customers receive an item after putting down an initial deposit on said item. Our BNPL Pay in 4 system breaks the customers total into predictable, scheduled payments with clear terms disclosed upfront.
ShotPay Pay-In-4 allows eligible shoppers to split a qualifying purchase into four equal installment payments.
The first payment is due at checkout. Subsequent payments are due every two (2) weeks.
Depending on your state of residence, Pay-In-4 may be offered with a 0% APR or with applicable interest and fees as disclosed in your Consumer Installment Agreement.
Late or returned payments may result in fees as specified in your agreement.
ShotPay evaluates applications using proprietary credit models that may include review of your credit history, bank account information, purchase history, and other factors. Approval is not guaranteed. ShotPay may use soft or hard credit inquiries as disclosed at the time of application. A hard inquiry may impact your credit score.
Merchant ShotPay Account
Merchants are able to handle all-things processing / administration on our site after approval and agreement with ShotPay. Includes the ability to view and handle orders/purchases through the ShotPay ecosystem.
Customer ShotPay Account
Customers are able to create their own ShotPay account. Includes the ability to view all merchants that host ShotPay payment processing options on their websites, and the ability to view orders placed through the ShotPay ecosystem.
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