Snap Checkout

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  • Upfront Fee: Free
  • Recurring Fee: None

About the app


Offer a get it now, pay over time lease-to-own option to reach more customers and drive more conversions.


Snap Finance is a lease-to-own financing provider that empowers credit-challenged shoppers get what they need now and pay over time.*

Snap believes in complete transparency, so shoppers know the cost of their lease up front, with no surprises. With Snap, shoppers have flexible ownership options, from 12-18 months, to the 100-Day option, which provides a considerable reduction in overall cost.**

To date, Snap has helped drive over $4 billion in sales for our merchants and supported over 3 million customers.

Our Snap Checkout App is ideal for capturing customers at the tail end of their shopping journey, during checkout.

When coupled with the Snap Marketing App, you can increase average order value and reduce cart abandonment by giving your customers greater shopping power. Show how much they could be approved for on your site and what their payments could look like using contextual top of funnel marketing placements.

Snap Checkout and Snap Marketing Apps offer a seamless way for your customers to apply and, if approved, directly check out on your website.


To offer Snap Checkout and Snap Marketing Apps on your website, you will go through a vetting process to get approved as a Snap Finance partner and have a merchant account created. To get started, please fill out this form: https://learn.snapfinance.com/snap-finance-ecommerce-inquiry?utm_source=bigcommerce&utm_medium=digital&utm_campaign=ecomm-platform

App Features

​Multiple Ownership Options

Gives customers flexible ownership options, including 100-Day and early buyout options.

Store Finder

Snapfinance.com's Store Finder helps drive customers to your merchant website.

Easy and Fast Application

Customers know in seconds if they are approved.

Up to $5,000 Approval

Snap approves amounts from $150 up to $5,000.***

Onsite Merchandising

Helps drive top-of-funnel conversions with Snap Marketing placements.****

* While no credit history is required, Snap obtains information from consumer reporting agencies in connection with an application. Not all applicants are approved. Approval amount could vary.

** Standard maximum lease term is 12 –18 months. To exercise the 100-day option, consumers must ensure the full 100-day amount is paid within 100 days by contacting Customer Care at 1-877-557-3769 or scheduling payments in the customer portal. The 100-day option includes a cost of lease above the merchandise price.

*** Not all applicants will be approved for $3,000.

**** The Snap Marketing App requires a separate installation.

Customer Reviews

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  • Upfront Fee: Free
  • Recurring Fee: None


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