Merchants work with Bread for four reasons: One, you have control of branding and UX. With Bread, you can white label and control the messaging and aesthetics of the financing program. Two, we provide merchants unparalleled flexibility & customization — loan terms, loan programs, design, and integration — our tools can be tailored to your needs. Three, several financing options to your customers, including term loans that are longer than what most of our peers offer, so your customer can pick what works best for their budget. Four, we strive to offer best in class service to both our merchant partners and your customers.
Bread is approval based financing. Please get in touch with our sales department for approval.